A wellness plan compensates you for routine veterinary expenses that you might incur during a regularly scheduled checkup at the vet. Compared to pet medical insurance, the key benefit of a wellness plan is that it covers preventative, routine care and tests. In contrast, insurance covers treatment after an accident or health problem. The following are the most typical services covered by a pet wellness plan.
Pet Wellness Plans Cover
Depending on the type of plan you select and the insurance company you select, your wellness plan might cover routine care like the following:
Heartworm Tests
The majority of dog and cat wellness plans will cover heartworm tests and preventative treatments. Your veterinarian typically discovers heartworms through a blood examination, often covered by pet insurance wellness plans. If your vet finds heartworms in your pet, they may necessitate more treatments not covered by your standard pet insurance plan.
Dental Cleanings
Like their human companions, pets require routine oral care to keep strong and healthy teeth. Teeth cleanings can also be performed on pets to remove accumulation and prevent tooth abscesses, oral discomfort, and tooth loss. Many pet insurance plans do not cover oral care, so a pet wellness plan is more of a requirement.
Spay and Neutering
Some wellness plans cover the expense of spaying and neutering services. If you’ve adopted a pet that hasn’t yet been fixed, you must consider enrolling in a wellness plan to cover the procedure as soon as possible. If you want your pet spayed or neutered, search for a wellness plan that includes this option. Keep in mind that the plan’s sub-limit for this type of surgery might not cover the overall cost.
Fecal Tests
Your vet will ask you to bring in a small sample of your pet’s feces; most veterinarians agree that they should do the examination annually. They’ll use a special solution to test the sample for the existence of intestinal parasites. They might also use a microscope to check out your pet’s feces.
Blood Tests
A complete blood count (CBC) and a comprehensive analysis of the chemical components that compose your pet’s blood are usually included in routine blood work for pets. Routine blood tests can help vets determine potential problems that might necessitate treatment. Many pet wellness packages only include preventive tests.
Vaccinations
Many pet wellness plans include DHLPP, titer, and rabies vaccinations. Younger pets usually require several rounds of vaccinations before they are fully vaccinated. A wellness plan may reimburse you for the cost of adopting an unvaccinated puppy or kitty.
Tick and Flea Prevention
Most pet owners provide their pets monthly flea, tick, and heartworm prevention medications. In addition, vets recommend regular flea and tick treatments to avoid serious health issues. A pet wellness plan can help pay for these frequent treatments.
Other Types of Routine Care
This isn’t a complete list of all the kinds of routine care. Most wellness plans include some of the above. Nonetheless, you can also get pet insurance that includes coverage for prescription medications, behavioral therapy, and in some cases, even some different therapies. Besides, you can look for veterinary clinics that provide dog and cat boarding if you need one.
Final Thoughts
A pet wellness plan is perfect for owners who have multiple pets. Each pet will have its plan and account. Everything is neatly organized and itemized into one bill, and it’s a creative new technique for covering your pet’s vet care. If you want a better way to cover the treatment they should have, search for a veterinarian who participates in a pet wellness plan and provides the treatment you need.
